Deposit Rates

CITIZENS STATE BANK OF CROPSEY
CROPSEY, IL  61731, PH 309-377-2751    FAIRBURY, IL  61739, PH 815-692-4000
RATE SHEET INFORMATION AS OF MARCH 9, 2010

***FDIC INCREASED COVERAGE TO $250,000.00 TIL 12/31/2013***

CERTIFICATE TYPE
INTEREST RATE
ANNUAL PERCENTAGE YIELD
COMPOUNDING FREQUENCY
MINIMUM         DEPOSIT
 
 
 
 
NEW 12 MONTH CLIMBING RATE CD - Rate changes every 3 months
.80% / 1.25% / 1.50% / 2.50%
1.52%
QUARTERLY
$2,500.00
 
 
 
 
 
 
 
 
 
 

92 DAY

0.70
0.70
QUARTERLY
$500.00
182 DAY
1.10
1.10
QUARTERLY
$500.00
9 MONTH
1.15
1.15
QUARTERLY
$500.00
12 MONTH                 
1.35
1.36
QUARTERLY
$500.00
15 MONTH                               
1.50
1.51
QUARTERLY
$500.00
18 MONTH                    
1.60
1.61
QUARTERLY
$500.00
21 MONTH UPGRADE CD
NON-RENEWABLE

 1.90

1.91  

 QUARTERLY

 $500.00

24 MONTH      
1.80
1.81
QUARTERLY
$500.00
30 MONTH                        
2.00
2.02
QUARTERLY
$500.00
36 MONTH
2.20
2.22
QUARTERLY
$500.00
48 MONTH
2.30
2.32
QUARTERLY
$500.00
60 MONTH
2.50
2.52
QUARTERLY
$500.00
SMALL SAVERS CD     (12 Month)
1.50
1.51
QUARTERLY
MIN   $200.00         
SMALL SAVERS CD ARE AVAILABLE FOR DEPOSITORS AGE 25 YEARS OF AGE OR YOUNGER.
 
 
 
 
 
18 MONTH IRA FIXED
1.90
1.91
QUARTERLY
$500.00
36 MONTH IRA FIXED
2.40
2.42
QUARTERLY
$500.00
60 MONTH IRA FIXED
3.00
3.03
QUARTERLY
$500.00
 
 
 
 
 
HEALTH SAVINGS ACCOUNT               
1.50
1.51
MONTHLY
$7,500.00
HEALTH SAVINGS ACCOUNT                
1.10
1.11
MONTHLY
$2,500.00
HEALTH SAVINGS ACCOUNT               
1.00
1.00
MONTHLY
$1000 -$2499.00
HEALTH SAVINGS ACCOUNT               
1.00
1.00
MONTHLY
$999.00 & less
 
 
 
 
 

ACCOUNT TYPE

INTEREST RATE
    ANNUAL PERCENTAGE           YIELD
COMPOUNDING FREQUENCY
AVERAGE DAILY BALANCE
MONEY MARKET
1.05
1.06
MONTHLY
50000 +
MONEY MARKET
0.85
0.85
MONTHLY
49,999.00-25,000.00
MONEY MARKET
0.65
0.65
MONTHLY
24,999.99-15,000.00
MONEY MARKET
0.45
0.45
MONTHLY
$14,999.99-$2,500.00
MONEY MARKET
0.20
0.20
MONTHLY
$2,499.99 & LESS
 
 
 
 
 
SUPER NOW
0.25
0.25
MONTHLY
$1,000.00
SUPER NOW
0.25
0.25
MONTHLY
$999.99 & LESS
 
 
 
 
 
MARKET INVESTMENT  
1.10
1.11
MONTHLY
$50,000.00
MARKET INVESTMENT 
.90
.90
MONTHLY
$49,999.99-$25,000.00
MARKET INVESTMENT
0.70
0.70
MONTHLY
$24,999.99-$15,000.00
MARKET INVESTMENT
0.50
0.50
MONTHLY
$14,999.99-$2,500.00
MARKET INVESTMENT
0.30
0.30
MONTHLY
$2,499.99 & LESS
 
 
 
 
 
MUNICIPAL MONEY MARKET
1.35
1.36
MONTHLY
$100,000.00
MUNICIPAL MONEY MARKET
1.15
1.15
MONTHLY
$99,999.99-$50,000
MUNICIPAL MONEY MARKET
1.00
1.00
MONTHLY
$49,999.99 & LESS
MUNICIPAL MONEY MARKET ONLY AVAILABLE FOR MUNICIPALS AND NON FOR PROFIT ORGANIZATIONS.
 
 
 
 
 
SAVINGS
.40
.40
QUARTERLY
$30.00
 
 
 
 
 
*CHRISTMAS CLUB
1.75
1.76
QUARTERLY
$25.00
*CHRISTMAS CLUB RATE GOOD UNTIL 9-30-10,  LIMIT $5,000.
SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL
THE ANNUAL PERCENTAGE YIELD ASSUMES INTEREST WILL REMAIN ON DEPOSIT UNTIL MATURITY,
AND A WITHDRAWAL WILL REDUCE EARNINGS. 
INTEREST RATES ARE SUBJECT TO CHANGE
MEMBER FDIC


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