Consumer loan products
For the consumer oriented borrower, we offer a complete lineup of real estate products including:
- Long-term fixed rate loans
- Adjustable Rate Mortgage
- Balloon Loans
- Home Improvement Loans
- Home Equity Loans as well as Home Equity Lines of Credit.
Are you looking to purchase an automobile, go on a vacation, or just need a small installment loan? Our loan staff can accomodate your needs. We also offer revolving personal lines of credit.
Building a home? Let us serve you with a competitive, streamlined construction loan.
Call the bank at 815-692-4000 for our current loan rates!
Commercial loan products
Commercial borrowers - no problem! Our experienced staff can provide you with operating loans, equipment purchase loans, and real estate loans for both the commercial and ag borrower.
We specialize in:
- automatic master note advance features for the operating loans.
- flexible repayment plans
- creative financing plans that “think outside the box”
- hog building construction and permanent financing
- most importantly, great service to our customers.
Call the bank at 815-692-4000 for our current loan rates!
Other loan products
- Loans to local municipalities at discounted interest rates.
- Loan to churches and special interest organizations.
We have every tool in the tool box, and we know how to use them:
- IFA guaranteed loans
- IFA beginning farmer bond loans
- IFA specialized livestock guaranteed loans
- USDA (FSA) guaranteed loans
- Programs offered by the State of Illinois, when feasible.
